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Does Dental Insurance Cover Teeth Straightening?

Posted on 5/1/2024 by Raleigh Family Orthodontics
White dentist helping her patient fill out insurance paperwork on a clipboardIn the past, many insurance companies did not cover teeth straightening treatments unless they were backed by a serious medical reason. Some of the compelling issues that insurance companies considered back then included pain, teeth deterioration, and difficulties in eating and speaking.

When any of these conditions could be linked back to teeth misalignment, insurance would cover teeth alignment treatments. To be covered, the treatment had to occur in authorized dental centers. At-home treatment options were not covered. Teeth straightening plans for aesthetic reasons were not covered, whether they occurred at a dental center or at home.

Things have significantly changed with the growth of teledentistry. Today, many insurance companies cover teeth straightening regardless of whether it is for medical or aesthetic reasons. Check with your insurance company for information about what each teeth straightening plan covers.

What Treatment Plans Does Insurance Cover?

Teeth straightening treatment plans are expensive and quite popular. As a result, insurance companies are very selective on what they cover.

Does Dental Insurance Cover Braces?

Most dental insurance plans cover braces as a teeth-straightening treatment. The underlying reason is that braces are one of the most common teeth-straightening options. However, you have to choose a plan that explicitly covers braces. You simply need proper due diligence when selecting a plan because dental plans come with many caveats.

Does Dental Insurance Cover Aligners?

Some dental insurance plans entirely cover aligners as a teeth straightening option, but most plans cover only a portion of the treatment cost of clear aligners. Consult with your insurance provider to find out whether they cover aligners.

Dental Crowns, Dental Bonding and Veneers

These procedures are mostly deemed aesthetic. Only a few insurance plans cover them.

Does Dental Insurance Cover Orthognathic Surgery?

When surgery is involved in teeth straightening, dental insurance covers the cost. However, surgery is usually a last resort to straightening teeth when all other options have failed.

Insurance covers some teeth straightening treatments but not others. Consult with your insurance company to learn which options are covered.
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